Fort Collins, CO

Local insurance, real people, straight answers.

Covenant Insurance is a Fort Collins agency helping Colorado and Wyoming families protect their homes, cars, and everything in between. When you call, a real person picks up.

Request a QuoteCall (970) 223-1332
5.0146 Google reviews19 years of insurance experience
“Kendall has been my agent for close to 20 years and he is the best. Great team and great customer service. Would highly recommend!”
Zach Roth, a customer

We answer the phone.

No phone trees, no runaround. Quick communication and honest help from licensed local agents.

Coverage that fits.

We take the time to understand what you actually need, then find strong coverage at a competitive price.

Right here in your community.

Based in Fort Collins, serving Colorado and Wyoming.

What we cover

Coverage for every part of life

Home Insurance

Protect the place your life happens in, with coverage built for Colorado, including wildfire-prone areas.

What this covers

Auto Insurance

Coverage for one car or a whole driveway, with discounts for multi-vehicle households.

What this covers

Life Insurance

Help protect the people who count on you.

What this covers

Recreational Insurance

Boats, ATVs, and motorcycles covered so you can enjoy them.

What this covers

Landlord / Rental Property

Protection for the property you rent out.

What this covers

Umbrella Liability

Liability only, sitting above your home and auto limits. Ask what yours are now.

What this covers
Snow on the Front Range, seen from the Colorado foothills

Why Covenant

Insurance handled by someone you can actually reach.

We're local, licensed, and easy to reach. Our team stays on top of your coverage so you're not overpaying or underprotected, and we take the time to explain your options in plain language. It's why customers describe us as quick to respond, great to work with, and genuinely helpful.

CO + WY
Licensed in two states
See who you'd be talking to
Map of the towns around Covenant Insurance's Fort Collins officeThe towns around the Fort Collins office: Loveland, Windsor, Greeley, Longmont, Estes Park, and Cheyenne, Wyoming.I-25WYOMINGNEB.COLORADODenverCheyenne, WYFort CollinsOur officeWindsorGreeleyEstes ParkLovelandLongmontCOLORADO

Service area

Right down the road from you.

Serving Fort Collins and the surrounding area, including Loveland, Windsor, Greeley, Longmont, Estes Park, and Cheyenne.

We are licensed across both states, so we can write your policy anywhere in Colorado or Wyoming, not just the towns near the office. See where we work.

  • Our Fort Collins office
  • Towns we serve
See our service area

What our clients say

Straight from our neighbors

“Kendall Keil has been my insurance agent for the past 7 years and he's proactive and knowledgeable. His agency's customer service is top notch. Through vehicle changes, updated life insurance and additions to my home he's been able to help with keeping our coverage exactly where we need it.”
Courtney WalshA customer of seven years
“Kendall took time to educate me about my policies to make sure I was getting the same or better coverage than what I had previously. I highly highly recommend Covenant Insurance!”
Shelly BorrmanA home and auto customer
“We have worked with Jay Schippers since we moved down the road from the office in 2001! He has been a tremendous support in times of change. He's always been able to provide us with direct and transparent answers when changes were needed. Over the years, he became like extended family!”
Sandra WhiteA customer since 2001
“I needed assistance and my agent was not getting back in touch with me. Jay took care of me on a Sunday for over 1 hour. I would recommend this agency, because Jay was honest, professional and truly cared about making sure that when we hung up the phone I was satisfied.”
JayA new customer
“My family have been customers with the agency for 42 years! We have been treated like family and our needs have been tended to efficiently, courteously and fairly! We have gone through the recent changeover in ownership, but have no intentions of going anywhere else!”
Robin MunierA customer of 42 years
“I worked with Victoria to obtain auto and homeowners insurance, and she was fantastic! She was personable, professional, and extremely knowledgeable throughout the entire process. Victoria took the time to clearly explain my policies and made sure I fully understood my coverage options.”
Heather BoddigerA home and auto customer
“I call Victoria about all of my insurance needs. No matter how odd my questions may be (to me), she's always so good to explain coverages, what's needed and what's not necessarily needed and walks me through options without ever being salesy.”
Kathryn NewmanA customer
“I cannot say enough about Laurie and the help she gave me. I had many other companies offering the same coverage for less but the customer service could not compare. I would recommend Laurie at Covenant all day, every day.”
Linda Owen-KesterA customer
“Dave has been exceptional in assisting us navigate fire mitigation and homeowners insurance. His communication has been clear, concise and timely. He has been on top of it all of the way and decreased our stress levels.”
Annalisa ReevesA homeowner
“Covenant Insurance is hands down the best insurance agency in Northern Colorado! They are super friendly and knowledgeable, plus they truly care about building long lasting relationships with their clients.”
Michelle QuinnA customer
“Laser-focused on customer service. Exceptionally responsive, for years now. Dependable. Friendly. Competent. A pleasure to work with. Two thumbs up.”
AJ LA customer
“I have been with this agency for over 40 years and have never gotten anything less than the pinnacle of great service and personal care!!”
Michael McDowellA customer of more than 40 years

From our Google reviews

Ready for a quote that actually fits?

Tell us what you're looking to cover and a real person will take it from there.

Request a Quote